Home Insurance in Texas | Barnard Donegan Insurance

Your home is more than just a building—it’s where life happens. It’s one of your most significant investments, and protecting it means securing your family’s financial future. At Barnard Donegan Insurance, we help homeowners like you prepare for the unexpected with personalized coverage that fits your needs and budget.

Get the Coverage Your Home Deserves

Your home is unique, and so are the risks it faces. From fire and storm damage to theft and liability, home insurance helps safeguard your property, belongings, and peace of mind. Our tailored policies provide protection against both minor setbacks and major disasters, ensuring that you can recover quickly from the unexpected.

What Risks Does Your Home Face?

Imagine the unthinkable—a fire, a burst pipe, or a severe storm causing significant damage to your home. Without the right insurance, the financial burden could be overwhelming. Home insurance can help cover:

✅ Structural damage from fires, storms, or vandalism
✅ Personal belongings, including furniture, electronics, and valuables
✅ Liability protection in case someone is injured on your property
✅ Additional living expenses if your home becomes uninhabitable
✅ Water backup, flood coverage, and other optional protections

Finding the Right Coverage Should Be Simple

Navigating home insurance can feel overwhelming, but we make it easy. Our team works with you to identify risks, understand your options, and create a policy that offers the right level of protection—without unnecessary extras.

Every Home is Different—Your Coverage Should Be Too

We offer a range of coverage options to fit your home and lifestyle, including:

✔ Fire & Property Damage
✔ Personal Property & Contents
✔ Additional Living Expenses
✔ Personal Liability Protection
✔ Medical Expenses Coverage
✔ Flood & Water Backup Protection
✔ High-Value Items (Jewelry, Fine Arts, Wine, Collectibles)
✔ Secondary Home Coverage
✔ Umbrella & Excess Liability

Is Your Home Properly Covered?

Many homeowners assume they have enough insurance—until disaster strikes. Don’t wait until it’s too late to find out you’re underinsured. Let’s review your current coverage and make sure you have the protection you need for your home and family.

Protect your home with confidence. Contact us today to explore your coverage options and get a personalized quote.

Protect Your Home with the Right Insurance

As an independent agency, we specialize in finding personalized home insurance solutions to protect your biggest investment. Let us help you get the coverage that fits your needs and budget.

Stay Informed with Expert Insights

Explore our blog for the latest tips, insurance updates, and expert advice to help you make informed decisions about protecting your home.