Health insurance is one of the most valued employee benefits, giving workers access to necessary medical care while protecting them from high out-of-pocket expenses. Our group health insurance plans offer:

✔ Comprehensive Medical Coverage – Includes doctor visits, hospital stays, emergency care, and specialist visits.
✔ Preventative Care Services – Covers annual check-ups, vaccinations, and screenings to promote long-term wellness.
✔ Prescription Drug Coverage – Helps offset the cost of necessary medications, including generic and brand-name prescriptions.
✔ Telemedicine & Virtual Healthcare – Provides access to doctors and medical consultations remotely for added convenience.
✔ Customizable Plans – Options for PPOs, HMOs, HSAs, and FSAs to fit your company’s needs and budget.
✔ Mental Health & Wellness Programs – Supports employees with access to counseling, therapy, and mental health resources.

Dental care is a critical part of overall health, and employees expect quality coverage. Our group dental insurance options include:

✔ Preventative Dental Care – Routine check-ups, cleanings, X-rays, and fluoride treatments to prevent issues.
✔ Basic & Major Procedures – Covers fillings, root canals, crowns, and bridges to maintain oral health.
✔ Orthodontic Coverage – Plans that include braces, Invisalign, and other orthodontic treatments for children and adults.
✔ Cosmetic Dental Options – Some plans offer partial coverage for cosmetic procedures like teeth whitening and veneers.
✔ Flexible Network Options – Choose from PPO or HMO plans based on preferred dentist networks and coverage levels.

Good vision is essential for both personal and professional life. Our group vision insurance plans help employees access essential eye care, including:

✔ Routine Eye Exams – Covers annual vision check-ups to detect early signs of eye disease.
✔ Eyeglasses & Contact Lenses – Provides allowances for frames, lenses, and contacts.
✔ Corrective Surgery Discounts – Some plans include discounts for LASIK or PRK vision correction procedures.
✔ Specialty Lens Coverage – Includes options for anti-glare, blue-light protection, and bifocals.
✔ Nationwide Network of Providers – Access to top-rated optometrists and ophthalmologists.

Accidents happen, but they shouldn’t lead to financial stress. Our group accident insurance policies provide:

✔ Emergency Medical Treatment Coverage – Helps pay for ambulance rides, ER visits, and urgent care costs.
✔ Hospital Stay Benefits – Covers expenses related to inpatient hospitalization due to an accident.
✔ Lump-Sum Payouts – Cash benefits for broken bones, burns, dislocations, and concussions.
✔ Wellness Incentives – Some plans offer rewards for completing preventative health check-ups.
✔ Child & Family Coverage Options – Protects dependents and family members in case of injury.

A well-structured 401(k) plan is a cornerstone of long-term financial wellness. We offer:

✔ Employer Match Programs – Boost participation by matching employee contributions.
✔ Pre-Tax & Roth 401(k) Options – Employees can choose tax-deferred savings or after-tax contributions.
✔ Flexible Contribution Limits – Allow employees to save more with annual adjustments.
✔ Financial Planning Resources – Access to investment advisors and retirement planning tools.
✔ Vesting Schedule Options – Customizable employer contribution schedules to incentivize retention.

Disability insurance provides crucial income replacement for employees who are unable to work due to injury or illness. Our coverage options include:

✔ Short-Term Disability Insurance – Provides a percentage of income for temporary disabilities, typically covering 3 to 6 months.
✔ Long-Term Disability Insurance – Extends benefits for years or even until retirement, depending on the plan.
✔ Tax-Free Income Benefits – Most policies offer tax-free payouts to employees receiving benefits.
✔ Partial Disability Coverage – Offers benefits for employees who can return to work part-time.
✔ Customizable Waiting Periods – Employers can select coverage start times based on business needs.