Home and auto insurance (bundled)| Barnard Donegan Insurance | Seguin, TX

Bundling home and car insurance is the practice of buying these two insurance policies from the same company. Many companies offer a discount when you buy multiple policies, and the paperwork can sometimes be easier this way. People often ask us, “Should I bundle my home and car insurance?” There’s no one-size-fits-all answer, so let’s explore this more.

Consider bundling home and auto insurance.

Many insurance companies will offer you a discount if you choose to get your home and car insurance bundled with them. These discounts can run anywhere from 10% to 25% of the policy premium, which can result in significant savings. In addition, you may be able to pay the premium for the policies together, which adds convenience. Even if you do have to pay separately, just dealing with one insurance carrier can save you time when your renewal rolls around.

Check the individual policy prices and coverages.

The discount and the convenience of bundling your home and auto insurance can be very enticing, but if savings are what you’re after, this may not be the least expensive option. Additionally, some companies may only bundle certain policies, leaving you buying more coverage than you need to get the bundled rate. An independent insurance agent can help you comb through the details to find the right policies for you.

You can bundle auto insurance with renters insurance, too.

While home and auto insurance are commonly referred to together as an option to bundle, this doesn’t necessarily help someone who doesn’t own their home. If you have renters insurance (and you should), you may also be able to bundle that policy with your auto policy.

Questions about bundling your home and car insurance? Contact us today.

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As an independent agency, we are here to help you find the right Home and Auto Insurance (Bundled) coverage.