Protecting your business, patients, and their growing family.
Pregnancy medical clinic insurance provided by Barnard Donegan Insurance.
Barnard Donegan Insurance is pleased to offer an exclusive property and liability package designed specifically for pregnancy medical clinics and pregnancy resource centers.
The risks your pregnancy medical clinic or center faces.
While the list of every possible risk your pregnancy medical clinic or resource center faces is lengthy, you can get specialized insurance to bring you comprehensive coverage and peace of mind. Here are some of the most common risk factors in the industry that can be covered with the right insurance policy in place:
- Professional Liability
- General Liability
- Property Protection
- Commercial Vehicle Protection
- Medical Malpractice
How professional liability coverage works.
We offer a comprehensive policy to protect your nurses, sonographers, counselors, and social workers for the professional services that they provide on behalf of the center. Coverage applies to both volunteers and paid staff alike. Some features include:
- Medical Malpractice
- Coverage for Lay and Professional Counselors
- Ultrasound Coverage
- STD/STI Testing and Treatment
- Medical Director Administrative Coverage
- Occurrence Based Coverage—No Tail or Extended Reporting Periods
- No Deductible
General liability against clinics and resource centers.
General liability protects your center from the everyday torts that can arise from conducting any business. Often referred to as slip and fall coverage and protection for advertising personal injury and liability arising from losses caused to rented properties. Special features of our product include:
- Sexual Abuse and Molestation Coverage
- Broad, Occurrence Form
- Special Events Coverage
- No Deductible
Policies to protect your property.
Our special form of property policy offers the broadest form of coverage available. Where not restricted by wind, we offer a minimum of $50,000 of coverage for the center’s contents, including sonogram equipment and tenant improvements to leased spaces. Special features of our product include:
- Special Form Coverage—Including Theft
- Replacement Cost Coverage for Buildings and Business Property
- Scheduled Property Coverage for Mobile Equipment
- $500 Standard Deductible—Subject to Wind/Hail Guidelines
Coverages can include commercial vehicles and mobile clinics.
Our packaged policy automatically includes protection for your center when volunteers and employees use their own vehicles on center business or rent vehicles when traveling. Additionally, we can offer full auto products to those centers with owned vehicles and mobile clinics.
- Business Auto Policy for Converted RVs—Any Size and Value
- Coverage Available for Mobile Equipment
- Hired/Non-owned Coverage
Optional coverages for medical malpractice/professional liability.
Many centers are faced with providing medical malpractice coverage to their medical director and other physicians employed or volunteering with the organization. We offer a simple and inexpensive way to make certain that those dedicated individuals are protected while executing their professional duties. Some of these protections include:
- Optional Policy for Physicians Needing Patient Care Coverage
- Claims-made Policy to Pick Up Prior Claims Without Buying an Expensive ‘Tail’
For more information on pregnancy medical clinic insurance and resource centers, contact us today.
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