Protecting Your Mission So You Can Focus on Serving Others
Non-Profit Ministry Insurance
Your non-profit, church, or ministry exists to help people and make a difference, but running an organization comes with financial, legal, and operational risks. Whether you operate a faith-based ministry, charity, or community outreach program, you need specialized insurance coverage to protect your staff, volunteers, assets, and reputation.
At Barnard Donegan Insurance, we provide customized insurance solutions for non-profits and ministries to ensure you stay protected while continuing your important work.
Why Do Non-Profits Need Specialized Insurance?
Even though your organization is mission-driven, it still functions like a business and is exposed to many of the same risks as for-profit entities. Without the right coverage, you could face:
✔ Lawsuits from employees, volunteers, or beneficiaries
✔ Property damage from natural disasters, theft, or vandalism
✔ Liability claims related to community programs or fundraising events
✔ Cybersecurity breaches impacting donor and financial records
✔ Allegations of misconduct or employment-related claims
Having a strong non-profit insurance policy ensures you can continue your work with confidence.
Essential Coverages for Non-Profits & Ministries
1. General Liability & Event Coverage
✔ Third-Party Injury Protection – Covers slip-and-fall accidents or injuries at your facility.
✔ Fundraising & Special Event Coverage – Protects against liability risks at community outreach programs, concerts, or charity events.
✔ Product & Service Liability – If your organization sells goods, distributes food, or provides services, this coverage protects against claims.
2. Property Insurance for Ministries & Non-Profits
✔ Building & Facility Protection – Covers damage from fire, storms, vandalism, or other covered losses.
✔ Equipment, Furniture & Supplies Coverage – Ensures offices, meeting spaces, and community centers are protected.
✔ Flood, Fire, and Disaster Coverage – Optional protection for churches, shelters, and outreach locations.
3. Directors & Officers (D&O) Liability Insurance
✔ Protects Board Members & Leadership – Covers legal costs if board members are sued for mismanagement.
✔ Financial Mismanagement Coverage – Protects against claims related to budgeting, investments, or employment decisions.
✔ Legal Defense for Allegations – Helps with lawsuits regarding discrimination, wrongful termination, or misuse of funds.
4. Workers’ Compensation & Volunteer Insurance
✔ Employee & Staff Protection – Covers medical expenses and lost wages for work-related injuries.
✔ Volunteer Accident Coverage – Protects unpaid helpers during community service activities.
✔ Abuse & Molestation Liability – Essential for organizations that work with children, elderly, or vulnerable populations.
5. Cyber Liability & Data Protection
✔ Donor & Financial Record Security – Protects against hacking, fraud, and cyber threats.
✔ Website & Digital Assets Coverage – Ensures your website, online donations, and social media accounts remain secure.
✔ Liability for Breaches of Confidential Information – Covers costs associated with data leaks involving personal donor information.
Who Needs Non-Profit Ministry Insurance?
Our policies are designed for:
✔ Churches, Ministries & Faith-Based Organizations
✔ Charities, Humanitarian Groups & Community Outreach Programs
✔ Food Pantries, Shelters & Counseling Centers
✔ Schools, Orphanages & Youth Programs
✔ Missions, Fundraising Groups & Non-Governmental Organizations (NGOs)
Why Choose Barnard Donegan Insurance for Non-Profit Coverage?
✔ Tailored Coverage – Custom plans for ministries, charities, and faith-based organizations.
✔ Affordable, Flexible Policies – Competitive pricing to fit your non-profit’s budget.
✔ Expert Guidance & Risk Management – Helping non-profits mitigate risks and handle claims effectively.
✔ Quick Certificate of Insurance (COI) Issuance – Proof of coverage for fundraising events, facility rentals, and grants.
✔ 24/7 Claims Support – Fast response times to keep your mission on track.
Get a Free Non-Profit Insurance Quote Today
Your focus is on helping others—let us focus on protecting you. With custom non-profit insurance coverage, you’ll have peace of mind knowing your organization, leadership, and mission are secure.
Let’s build a policy that works for your ministry or non-profit.
Non-Profit Ministry Insurance Quote Request
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