Faith-Focused Coverage for Houses of Worship & Religious Institutions

A church, synagogue, mosque, or religious school is more than just a building—it’s a community, a place of worship, and a center for education and outreach. But just like any organization, religious institutions face unique risks, from property damage and liability claims to employment disputes and mission-related travel risks.

At Barnard Donegan Insurance, we understand the spiritual and operational responsibilities of faith-based organizations. Our specialized church and religious school insurance policies are designed to protect your ministry, congregation, property, leadership, and mission-driven activities.

Comprehensive Insurance for Faith-Based Organizations

1. Property Insurance for Churches & Religious Schools

✔ Building Protection – Covers damage from fire, theft, vandalism, windstorms, and natural disasters.
✔ Equipment & Contents Coverage – Protects pews, sound systems, musical instruments, classrooms, and office equipment.
✔ Historic & Stained Glass Protection – Covers damage to stained glass windows, religious artifacts, and unique architectural elements.
✔ Parsonage & Clergy Residence Insurance – Ensures housing for pastors, priests, and religious leaders is fully protected.
✔ Mission Trip & Travel Coverage – Provides insurance for domestic and international mission work and volunteer travel.

2. General Liability & Religious Organization Protection

✔ Visitor Injury & Slip-and-Fall Coverage – Protects against claims of injury on church or school grounds.
✔ Directors & Officers Liability (D&O) – Covers leadership, board members, and trustees against lawsuits related to governance.
✔ Professional Liability Insurance – Protects against claims related to counseling, pastoral care, or educational services.
✔ Non-Owned & Hired Auto Coverage – Covers vehicles used for church activities, even if not owned by the organization.
✔ Volunteer & Employee Liability Coverage – Protection for those serving in ministries, outreach programs, and events.

3. Sexual Misconduct & Abuse Liability Coverage

✔ Protecting Congregations & Schools – Essential coverage for claims of abuse, misconduct, or improper conduct allegations.
✔ Legal Defense & Settlements – Helps cover court costs, legal fees, and settlements.
✔ Employee & Volunteer Background Check Support – Assistance with risk management and background screenings.

4. Employment Practices & Counseling Liability

✔ Employment Practices Liability (EPLI) – Protection against claims of wrongful termination, discrimination, or harassment.
✔ Pastoral & Counseling Professional Coverage – Covers faith-based guidance, grief counseling, and mental health support.
✔ Religious Freedom Insurance – Protects against claims related to faith-based hiring and organizational policies.

5. Coverage for Special Ministries & Events

✔ Event Liability Insurance – Covers weddings, retreats, concerts, fundraisers, and outreach programs.
✔ Travel & Missionary Insurance – Provides coverage for mission trips, disaster relief efforts, and faith-based volunteering.
✔ Cyber Liability & Data Breach Protection – Protects sensitive donor and financial records from cyber threats.
✔ Flood & Earthquake Coverage – Additional protection for religious institutions in high-risk areas.

Why Choose Barnard Donegan Insurance for Church & Religious School Insurance?

✔ Faith-Aligned Insurance Solutions – Our policies reflect values of stewardship, protection, and service.
✔ Custom Coverage for Religious Organizations – Designed for churches, ministries, schools, and faith-based nonprofits.
✔ Comprehensive Risk Management – We help with safety policies, volunteer training, and liability prevention.
✔ Affordable & Reliable Protection – Competitive pricing without compromising quality coverage.
✔ Long-Term Partnership – We’re more than an insurance provider—we’re partners in your mission.

Protect Your Ministry with Confidence

Your church or religious school plays an essential role in your community—make sure it’s protected against unexpected risks. Let’s create a customized insurance plan that provides the security your congregation, leaders, and property deserve.

Get Started Today

As an independent agency, we are here to help you find the right Church and Religious School Insurance coverage.