Central Insurance Exits Texas Home & Auto Market: Essential Info

Key Takeaways:

✔ No Need to Panic – If your policy renews before March 31, 2025, Central Insurance will offer a renewal for the full policy term.
✔ If Your Policy Renews After March 31, 2025 – Central Insurance will not offer renewal terms, but BDI will handle finding you a new policy with the best available rates.
✔ No Need to Shop for Coverage – BDI has a plan in place to market your insurance, secure competitive options, and ensure continuous protection.
✔ New Markets & Products Are Available – We are working with new carriers and expanded products to provide you with the best possible coverage at the best possible price.
✔ Business as Usual – We’re doing what we always do: finding you the best insurance solution so you stay protected without any hassle.

In the insurance world, change happens—but that doesn’t mean it has to be stressful. Central Insurance has announced that they will be exiting the home, auto, and personal insurance market, meaning they will no longer offer these policies after March 31, 2025.

We understand that this news may have raised concerns, and you might be wondering:

• Will my policy be canceled?
• Do I need to start shopping for new coverage?
• Will my rates increase?

At Barnard Donegan Insurance (BDI), we want to assure you—there is no need to panic or shop for new coverage. We’ve got this, and as always, we’re here to make sure you remain covered with the best options available.

What This Means for Your Policy

✔ If your policy renews BEFORE March 31, 2025, Central Insurance WILL offer you a renewal as usual. Your coverage will continue for the full term of your policy.

✔ If your policy renews AFTER March 31, 2025, Central Insurance WILL NOT offer renewal terms. However, BDI is already working to find you the best alternative coverage options.

✔ No gaps, no stress – We will handle everything for you to ensure a smooth transition.

No Need to Shop Around – We’re on It

When an insurer leaves the market, it’s natural to think you need to start looking for a new policy. But that’s what we’re here for.

At BDI, we continuously market your insurance to find you the best coverage at the best rates. This situation is no different.

What We’re Doing for You:

✅ Proactively finding the best carriers – We have access to multiple insurance providers and will match you with a policy that fits your needs.
✅ Exploring new markets and products – With new opportunities emerging, we are making sure you get the most competitive options.
✅ Ensuring a seamless transition – You’ll hear from us well before your renewal date, so there’s nothing for you to worry about.

What You Need to Do

Absolutely nothing—we’re taking care of it.

If your policy renews before March 31, 2025, it will renew as usual. If it renews after that, we will reach out with the best replacement options well in advance.

However, if you have any concerns or questions, we’re always here for you.

📞 Call us at 830-303-8300 or email us at [email protected]

At BDI, relationships come first—and that means making sure you feel confident and supported throughout this transition.

No need to shop, no need to stress. We’ve got this—just like we always do.